Stop Being Fearful When Getting A Mortgage in Birmingham Alabama

I want to take a moment, first, to introduce a guest writer to all of you, MainStreet Funding's Lauren Pulliam will be guest, writing several times a month to educate our public about the mortgage industry, trends, and programs available to help you in the home buying or refinancing process.

In the last several months, there has been much coverage on the bad aspects of the mortgage industry. Because of all of the talk in the media, I think a lot of people are left confused, and very reluctant to purchase homes using mortgage brokers.

As with anything else, you do have to use caution when finding the right broker, there are good and bad out there. From personal experience, I have seen both.

There is no doubt that there are predatory mortgage brokers out there, all the more reason to be sure that you are dealing with a broker who understands your mortgage needs.

This is the purpose of this editorial blog.

We want people to stop being fearful of all of the negativity that is being shouted from the rooftops, and let them know that there are plenty of qualified brokers in the market to help them.

If you are looking to apply for a mortgage loan, you certainly want the company handling your mortgage transaction to be open and honest about what options are available to you. In my experience, a consultation is key in determining what the borrower's needs are and what program best serves those needs. Another plus to using a broker is that they have a wide variety of lenders from which to choose from and therefore, in most cases can offer a very competitive rate.

It is our responsibility to find our clients the best fit from all of the resources that we have, and most importantly to give each borrower several options on how their loan is structured. It has been my experience that many borrowers are not aware of the several "safe ways" to structure a 30year fixed mortgage. This is the kind of information we want to share with our readers.

If you will be in the market for a mortgage loan in the near future, now is the time to find a good mortgage partner to do your loan. As a seasoned processor, I can tell you that MainStreet Funding is one of the most honest and hard working companies around.

Stephen Wolfe and Jason Secor with Keller Williams recently said, " We love MainStreet Mortgage. Our experience was incredible, and was a seamless transaction from beginning to end".

If you are interested in working with our team, give us a call today.

Lauren Pulliam, Processor
MainStreet Funding Corporation
1560 Montgomery Highway Suite 206
Birmingham, Al 35216
(205) 824-7799 office
lauren@mainstreetfunding.net