Birmingham Alabama Home Buying Process: Second is the Lender and Who Are All These Other People?

Something many of us do not know or realize is how many people are actually involved in the home buying process. It can be a bit overwhelming too.

You are out looking for your dream home, you find it, then, all of a sudden.... PEOPLE ARE EVERYWHERE!!!

There are a number of people involved in the home buying process. We need to realize and understand that these professionals base their careers on helping you find your dream homes and purchase it.

Over the next few days, we will be sharing some insights into what they are actually doing for you. Our hope is that this relieves some of the tension of having all these people around and helps you understand what they are doing for you.

The congregation we will be discussing will be the real estate consultant, lender, attorney, appraiser, surveyor, home inspector, and pest control. Truth is, you may not encounter them all. If you do, though, we want you to be prepared.

Today we will be discussing the lender. This is the person who works with you to get your loan. This person may also be a mortgage loan officer, banker, or broker. The job of the lender is to take your application for a loan, and verify your income, employment and credit history. For this reason, it is important to find someone you can trust. You will be revealing a lot about yourself, your finances, and your financial goals. They will need to be able to discuss these things with you and help you choose the best program for you.

As a service we will be offering links in each post to the others. This way you are just one click away from learning about each person and their role. The introductory post was Birmingham Alabama Home Buying Process: Who Are All These People? First, we discussed the Real Estate Consultant in Birmingham Alabama Home Buying Process: First is the Real Estate Consultant and Who Are All These Other People?

Please understand by talking about the Birmingham Alabama Real Estate market, we are also talking about all of the greater Birmingham area including, but not limited to, Hoover Real Estate, Homewood Real Estate, Trussville Real Estate, Vestavia Real Estate, Mountain Brook Real Estate, and any other areas surrounding them.